On-demand capital. Only pay for what you use.
Draw funds when you need them, repay on your terms, and tap the line again whenever cash gets tight. Rates starting at 4.5%. Up to $1M. The safety net every small business should have.
Use your line for literally anything — again and again.
Equipment, hiring, inventory, a second location, invoice gaps, a surprise opportunity — your line of credit is yours to use, pay back, and use again. Pay interest only on what you draw, and keep the rest ready whenever the moment calls.
If you've been in business 6+ months, you likely qualify.
Most lines require just 6 months in business, ~$50K in annual revenue, and a 560+ credit score. Fill out our 2-minute application, and we'll shop it across 85+ lenders — so you get the best rate and limit available, without the bank runaround.
Interest on your draw — not your full limit.
Approved for $40,000 and only need $20,000 for the renovation? You only pay interest on the $20K. The rest stays ready and waiting — zero cost to keep it there. That's how a line of credit should work.
Build your safety net — before you need it.
Free to apply. No impact to your credit. Approved in hours.